2016 Annual Enrollment Period (AEP)



It is that time again when Medicare beneficiaries get to review and evaluate Medicare Advantage Plan changes and New Plans.

Annual Enrollment begins October 15, 2015 and ends December 7, 2015.

In Monroe County, New York there are many New Plans being introduced for the 2016 AEP. Lifetime Financial Group, LLC has been trained and certified with many Medicare Advantage carriers and we will be conducting workshops to help beneficiaries understand Medicare parts A-B-C-D.  See our Seminar list.

Also covered will be programs to help with persons who may be low income or need extra help with healthcare expenses.

Look for Lifetime Financial Group, LLC at Walmart, 1902 Empire Blvd., Webster, NY 14580 on Wednesday, Saturday, Sunday and some evenings. We would love to answer your questions and assist you with enrollment! Join us for the Biggest Health Fair on October 10, 2015 all day at Walmart! Call our office for specific dates and times (585) 325-2525.

Lifetime Financial Group, LLC will also be at Wegman's Fairport, NY store, October 1-9th, 2015 representing one of our carriers, United Healthcare!

Carmen Coleman, MBA 
30 W. Broad Street, Suite 302
Rochester, NY 14614
(585) 325-2525 office

Links to resources to expand Medicare benefits


Medicare Extra Help

What is Extra Help with Medicare prescription drug plan costs?
Anyone who has Medicare can get Medicare prescription drug coverage.
Some people with limited resources and income also may be able to get Extra Help to pay for the costs—monthly premiums, annual deductibles, and prescription co-payments—related to a Medicare prescription drug plan. The Extra Help is estimated to be worth about $4,000 per year. Many people qualify for these big savings and don’t even know it.

To qualify for Extra Help:

  • You must reside in one of the 50 states or the District of Columbia;
  • Your resources must be limited to $13,300 for an individual or $26,580for a married couple living together. Resources include such things as bank accounts, stocks and bonds. Social Security does not count your home, car and any life insurance policy as resources; and
  • Your annual income must be limited to $17,235 for an individual or $23,265 for a married couple living together. Even if your annual income is higher, you still may be able to get some help. Some examples where your income may be higher are if you or your spouse:
    • Support other family members who live with you;
    • Have earnings from work; or
    • Live in Alaska or Hawaii
    Apply today!